Some parts of Central & Northern Baltimore County are still moving very fast
The broader metro feels a bit slower. Realtor.com reported that days on market in the Baltimore-Columbia-Towson metro rose 7 days year over year in September 2026. Mortgage rates are not helping: CNBC put the average 30-year fixed rate at 7.30% as of September 30, 2026. But if you zoom in, parts of Central and Northern Baltimore County tell a different story. The Real Estate Data Aggregator tracked the three months ending July 31, 2026, and the numbers split sharply by area.
Where buyers are still moving fast
Two areas stood out on speed. The Real Estate Data Aggregator counted a median of 13 days on market in the Churchville area (21013) and 24 days in the Sparks area (21120) for the three months ending July 31, 2026. Both ran well under the metro trend.
Speed alone does not tell the whole story. The share of homes that went under contract within two weeks of listing shows where buyers are competing most.
Under contract in two weeks: how each area stacked up
The Churchville area (21013) and the Sparks area (21120) led the market. The Real Estate Data Aggregator found that 77.3% of Churchville-area homes and 76.5% of Sparks-area homes went under contract within two weeks. That is a fast pace by any measure.
Prices and sale-to-list: where sellers got the most
Speed often comes with stronger prices. The Real Estate Data Aggregator showed the Sparks area (21120) averaged 102.9% of list price, with 70% of homes selling above asking. The Churchville area (21013) averaged 100.8% of list, with 52.4% above asking. Both areas had sellers closing above what they asked.
| Churchville area (21013) | Sparks area (21120) | |
|---|---|---|
| Median sale price | $635,000 | $730,500 |
| Median days on market | 13 days | 24 days |
| Under contract in 2 weeks | 77.3% | 76.5% |
| Avg sale to list price | 100.8% | 102.9% |
| Sold above list | 52.4% | 70% |
Not every area moved at the same pace
Some areas were slower. The Real Estate Data Aggregator counted a median of 39 days on market in the Monkton area (21111), up 18 days from the same period a year before. The Owings Mills area (21117) came in at 35 days, up 9 days year over year. In those areas, buyers had more time and more choices. The Real Estate Data Aggregator also found that the Pikesville area (21208) carried 3.4 months of supply, the most of any area tracked here.
Prices dipped in a few spots too. The Real Estate Data Aggregator showed the median sale price in the Towson area (21286) fell 12.5% year over year, and the Glen Arm area (21057) fell 21.2%. Those drops are worth noting, though small sample sizes in some areas can move percentages sharply.
What the wider picture adds
Realtor.com reported the median home price in the Baltimore-Columbia-Towson metro was $375,000 in September 2026. The median sale prices the Real Estate Data Aggregator tracked in Central and Northern Baltimore County ran well above that, from $385,000 in the Towson area (21286) to $805,000 in the Phoenix area (21131). These are distinct submarkets, not one uniform market.
Realtor.com also reported the median asking rent in the Baltimore-Columbia-Towson metro was $1,864 in August 2026, above the national median of $1,699 for the 50 largest metros that same month. That gap matters for sellers: some buyers in this market are weighing a mortgage against a rent that is already elevated.
Redfin reported Baltimore home prices rose 0.9% month over month on a seasonally adjusted basis in August 2026. Nationally, Redfin put annual home price growth at 3.7% in August, the fastest pace in a year. The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Local conditions here varied more widely than any of those national or metro figures suggest.
- The metro trend shows more days on market.
- But the Real Estate Data Aggregator found the Churchville area at 13 days and the Sparks area at 24 days, with more than three in four homes going under contract within two weeks in both spots.
- Pricing and preparation still matter because buyers in the faster areas are deciding quickly.
- In the slower areas, sellers have more room to negotiate but also more competition from other listings.
One street can read very differently from the ZIP code around it. These numbers cover the three months ending July 31, 2026, and your block may sit on a different part of the curve. I'm happy to look at what is actually happening near you. Have a great day!
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(443) 552-9815Text me your address and I will send back how long homes like yours are taking to sell, and what they are closing for, in your specific part of Central and Northern Baltimore County. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 21013, 21030, 21057, 21093, 21111, 21117, 21120, 21131, 21136, 21152, 21153, 21155, 21204, 21208 and 21286, the three months ending July 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Sep 3, 2026.
- Redfin: Redfin Reports U.S. Home Prices Rose 0.25% From a Month Earlier in August, Sep 22, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- CNBC: Mortgage rates jump for the sixth straight week, hitting both refinance and homebuyer demand hard, Sep 30, 2026